Free FSBO homeowner resource
Estimate what may remain after a FSBO sale
Use a free, private FSBO net-proceeds worksheet to organize sale-price, payoff, closing, transfer-tax and preparation assumptions. No figures are sent or saved.
Discuss My Net EstimateFree information and a no-pressure conversation. No requirement to list with Josh or Puffer Morris.
Josh Rinier · REALTOR® with Puffer Morris Real Estate Inc.
First, the essentials
A net estimate is only as useful as its assumptions. Enter your own figures, leave unknown costs blank, and ask the lender and settlement provider for current amounts. This calculator runs in your browser; it does not save or transmit the values.
Read the complete terms (opens a new tab) · Version 1.1
No registration is needed to agree. This is not marketing permission or an acknowledgment of receipt of the Pennsylvania Consumer Notice. Guest acknowledgment is kept in your current server session; signed-in acknowledgment is retained with your plan when saved.
01 / FSBO FIELD NOTES
Use actual estimates when you can
The calculator subtracts the amounts you enter from the estimated sale price. It does not know your mortgage payoff, lien status, tax prorations, title charges, transfer-tax allocation, repairs, moving costs or negotiated brokerage compensation.
- Request a dated payoff statement from each lender or lienholder.
- Ask the settlement provider which costs apply and who pays them under the proposed contract.
- Enter compensation only if you have agreed to it or want to model a possible amount.
02 / FSBO FIELD NOTES
Keep unknown and tax items visible
A worksheet is not a closing disclosure or tax calculation. Income-tax consequences, credits, prorations, municipal requirements and lender charges may change the final amount. Have the settlement provider reconcile the transaction and consult a tax professional about tax effects.
- Do not assume a countywide transfer-tax figure applies to every municipality or transaction.
- Model more than one sale price or cost scenario when useful.
- A negative result means the entered costs exceed the entered price; it is not a payoff quote.
Questions about which categories to consider? Contact Josh using the options below. Do not send the calculator figures in your message.
A no-pressure next step
Talk through your assumptions
Contact Josh directly by email or phone to discuss this resource. Online request forms are not available yet. A conversation does not confirm an appointment or create a listing agreement.
Josh Rinier, REALTOR® with Puffer Morris Real Estate Inc. Any later brokerage services or compensation are discussed separately and agreed in writing.
Josh Rinier
Puffer Morris Real Estate Inc.
Contact Josh directly
Online FSBO request forms are currently unavailable. Please email or call Josh about your question.
Straight answers
FSBO questions homeowners ask
Does the worksheet save or send my numbers?
No. The calculations run in your browser and are not included in the optional contact form. Do not put account numbers or private financial details in a message.
Does the result predict my exact closing proceeds?
No. The result is an estimate based only on the amounts you enter. A settlement provider must confirm actual payoffs, prorations, fees, taxes and contract allocations.
Should I include a real estate commission in a FSBO estimate?
Enter a compensation amount only if you want to model one or have agreed to it. Any brokerage compensation and services must be discussed and documented separately; no amount is assumed by this worksheet.
Does the worksheet include capital-gains or other income tax?
No. It is not tax advice and does not estimate income-tax consequences. Ask a qualified tax professional about your circumstances.